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However, it may take up to 21 days in some cases. endobj Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. A balance transfer does not happen automatically. Transferring a credit card balance is relatively easy, but you need to follow a few steps. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? I'm glad I don't need to catch public transport anymore. 188 0 obj Press J to jump to the feed. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. 0000001429 00000 n Unless there is anything special in what you need, I would think that most people only need one or two myki cards. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. What is the Best No Annual Fee Credit Card? startxref For example, when your myki Money balance reaches $10, you could top up with $20. If it doesn't appear, your phone does not have an NFC chip. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> Hire the best financial advisor for your needs. About a week back, I went from Frankston to St. Albans, changing at Flinders. I understand your frustration, especially when it's something that can be done quickly. We're working to improve the messaging. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. You will need to provide identification to show that you are the registered myki card holder. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). 0000004362 00000 n Choose your top up value and minimum balance. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. I called, they told me it couldn't be done and that I would need to fill out a form. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. How Many Credit Cards Should a College Student Have? Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. There are three ways to replace lost or stolen myki cards: 1. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. I have my most recent card that has $6.54 on it. You only need to wake up your phone to touch on and off. What is the best credit card for excellent credit? Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). You might also lower your overall monthly payments and turn multiple bills into one easy payment. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. FAX?! To learn how to do a balance transfer, review this step-by-step process. Transfer your balances to the card with the best offer or your new card. Myki credit, once on your card, does not expire after 90 days of not getting used. My old one is registered and everything with my account but there seems to be no way to import that one in. How do I know if my balance transfer was approved? Most people would keep the same card for years. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. Whats the difference between a hard credit inquiry and a soft credit inquiry? You probably want to transfer a balance to save money not spend more. We're working to improve our systems so we can allow other payment card types in the future. For more information see Google Help and Support. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. The easiest option is to call PTV on 1800 800 007. Why do you need to keep swapping cards? Here are some tips to save on fees and interest on a balance transfer. I found that other card with $19.90 on it. Image what could have been done with a billion fucking dollars. You'll need to buy and top up a new Mobile myki. Just one more benefit you enjoy as a COPFCU member. 0000005348 00000 n Try hovering the phone just above or near the reader, rather than touching the phone on the reader. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. Once you do, carrying out a balance transfer becomes rather straightforward. Any money on your card will be protected. Within the phone, go to Settings > Connected devices. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. Simply allow 24 hours for travel and transactions to appear. Tap Continue. According to the Fares and Ticketing Manual (ptv.vic.gov.au) A Mobile myki expires after two years. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. December 29, 2022 - 1:47PM. How does credit and credit cards work for students? If you have Mobile myki you can set Auto Load via the Google Pay app. The system was developed by Kamco (Keane Australia . Start the process by listing out your current credit cards, writing down each . Step 4: Analyze Your Top Picks. We'll block it and can arrange a refund to your new Mobile myki. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. Your myki smartcard expires after four years. Credit cards may set a minimum balance transfer fee of $5 or $10. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. 0000014515 00000 n Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. If NFC is shown and you can turn it on or off, you have NFC. Pay down your credit card debt. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. 0000008137 00000 n 184 0 obj The process begins when you submit a balance transfer application. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Done it twice now. No, you cannot transfer a balance from one Synchrony Bank credit card to another. I know it's not possible to do it online. This 0% interest period can help you carry your debt for a limited time without paying interest. How long does it take to process a balance transfer from another company? Do you have any links to the technical specs of the miki? endobj To transfer Myki you need to deactivate the myki card and move to the new device. Mobile myki will now be reactivated on your phone, with your account details the same as before. Can You Get a Student Credit Card With No Income? 0000001606 00000 n 0000013222 00000 n I know there's nothing you can do. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. 0000004635 00000 n Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. We have this new thing called EMAIL. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. This could save you money if you're moving the balance to a card with a much lower interest rate. <> Click on "Select Offer.". The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. Some trips take longer than two hours because of a transfer between services. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. 0000012144 00000 n For more information, visit the V/Line website. Licences. I was told that when I made a new card I would be able to transfer the money across. Can someone explain why this isn't possible? No. Press question mark to learn the rest of the keyboard shortcuts. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. When a Myki card is lost or . Privacy Policy. Do You Have to Be a Student to Get a Student Credit Card? Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. 0 Mobile Myki can be set to Auto Load. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. What are the best student credit cards for cash back? The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." A quick tutorial to transfer your myki balance between google pays on different android phones. 0000118590 00000 n the PVT website says: "What to do with your myki when you leave Melbourne. What is the glossary of common credit card terms? What are the best cash back credit cards for fair credit? If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). My old one is registered and everything with my account but there seems to be no way to import that one in. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. You haven't explained why you need to transfer balance. It has a 256-day expiry and credit is rolled over if you renew before the expiry. <> 180 0 obj TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. %%EOF Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. 0000003774 00000 n Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. Only time I had to was when my original myki was expiring. Now, on the form it says I need the card to be re-imbursed. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. How Prepaid Cards Work & Why You might want one? Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. A subreddit for Melburnians and Melbourne enthusiasts! If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. Find out how much to top up at Fares. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . The cost would have been deducted from the balance at transfer. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. Learner permit or driver test. No wonder the thing cost more than a billion dollars. This answer was first published on 03/01/23. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. You need to be connected to the internet to top up your Mobile myki. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. In my experience touching on is quicker than validating a metcard. <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. 0000000016 00000 n If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. This is the case for all major credit card issuers. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? Your first touch on creates a 2 hour fare. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. 0000003374 00000 n You can read the Terms of Service online. <>stream No. Is it a Myki issue? Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. You can manage up to 8 mykis through one account. I have a card with $19.90 on it. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. Refunds cannot be issued for less than $5. You can register either when you buy your myki, or at a later date. You can request a new, free myki smartcard through your online account. 2. No. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Standard message rates apply. Legit all the way, touched on and everything. New comments cannot be posted and votes cannot be cast. Check your phone to make sure you're connected to WiFi or mobile data. 178 0 obj I've got a new Myki in my Seniors package. They could have at least have forms on their website to print and send. Manage another person's myki https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. If you're still travelling after 2 hours, you'll be charged a daily fare. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. No. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. 186 0 obj If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. Upon approval, your new card provider might pay your old card provider directly or send a check to you. One may also ask,do pensioners get free train travel in . If you have Mobile myki you can set Auto Load via the Google Pay app. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Balance transfers usually go through in five to seven days, although they may take longer. Please note, balance transfer is not instantaneous. Online at Public Transport Victoria website . Can You Pay Your Taxes With a Credit Card? Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Step 3: Review Card Offer Terms. endobj The reason for that is because low interest rates for transfers are made to attract new customers. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? endobj Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. I was told there was nothing I could do for this one as it wasn't registered. Keep in mind that credit utilization is also affected by individual card balances. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. If you're using an international payment card you won't be able to top up via the PTV website. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. 0000003206 00000 n The process begins when you submit a balance transfer application. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. endobj 0000002274 00000 n They are good for people who use transport frequently. Save Big With Low-Rate Balance Transfers. This is why I don't keep much money on transport cards. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. It appears as a "Approved Level 2" request on my myki account on the website. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. The unused money does not sit in an account earning interest. Enter your card number and other required information.4 logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. To check if you're eligible to travel on a concession myki, see Concessions and free travel. Your new starting balance would be $3,090. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . It's shit like this which makes me happy and proud I have never used Myki in my life. Easy, and only required every three years!! If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. Auto-load is the same as auto top up. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. This may also be an anti money laundering thing. On your new phone, download Google Wallet and set it up with your same account details. Your myki money or pass can then be transferred to a new smartcard. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? How can I check the balance of my myki card? Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. xref Your Mobile myki expires after two years. Top up your myki Yes. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. On Friday Martin. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Why Military Personnel Are Vulnerable to Identity Theft? Yes. The short version. 0000010193 00000 n Contact us to request the transfer. 216 0 obj WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. What is the best cash advance credit card? 0000004863 00000 n Select the 'Activate' option. This will allow you to deactivate your Mobile myki then reactivate it again. How to Show Credit Worthiness without Credit? Know your existing credit card's interest rates, balances, and balance transfer limits. Well block your myki and arrange a replacement myki. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. 0000004886 00000 n It has trouble with form-filling on mobile devices, however. I'm in Adelaide. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. What credit cards don't require a deposit? Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. Update the app and try again. Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. Transfer registration. Whats the Difference between Business vs. Corporate Credit Cards?